Finance

Ensuring you go home with your dream car is our number one priority at Riverside Ford. With the help of our finance team, you can purchase a new or used vehicle at the best possible price in Macon or Warner Robbins, GA. Taking advantage of our "Value Your Trade" tool can help you during this process.

Riverside Ford Financing

At Riverside Ford, we have the best financing options in the region. We work to ensure that you can get the loan you need to purchase a car, truck, or SUV at a price that's fair and affordable. We strive to provide exceptional customer service and focus on our customers' needs. That's why we give our customers low payments, low interest rates, tailored credit packages, and high-value vehicles. We are here to make sure your car-buying experience is worth every penny.

Our Finance Team

Our team of financial experts will work to find the right solution for you. They'll start by answering your questions, ensuring you have the information you need to make an informed decision. Then, they'll look at your credit score and current financial situation. This will help them determine whether it's time to put together a customized finance package. Once they have the necessary details, they'll talk with you about what kind of vehicle makes sense in your situation. You can rest easy knowing that we're here to help you find a car that fits perfectly within your budget.

Payment Calculator

You can use our payment calculator tool to help you find an estimated payment. All you need to do is enter your desired car's MSRP, price after rebates, and any available manufacturer-to-customer cash incentives. Our payment calculator will then show you an estimate of your monthly payments at the average interest rate. Your exact interest rate may vary based on your credit score, the price of the vehicle, the down payment amount, and the loan amount.

Value Your Trade

Using our "Value Your Trade" tool, you can find out how much your current vehicle is worth. You can fill out the form with all of your vehicle information, and the tool will calculate the approximate trade-in value of your vehicle. This value is dependent on the actual appraisal that we complete at the dealership. Our experts will get you the best price and help you determine whether trading in your current vehicle makes sense.

Determine Your Budget

Determining your budget is one of the most important steps of the car-buying process. When determining your budget, you'll first need to calculate the loan amount that you're willing to take out. After you have this number, it's time to decide on a down payment amount. When it comes to the actual monthly car payments and any other costs, these numbers will be based on your interest rate, down payment, and optional warranties, in addition to the price of the vehicle. At Riverside Ford, we'll help you determine an affordable payment once we've completed all of these calculations.

Apply for Credit

Applying for credit at Riverside Ford is easy. All you need to do is fill out our application for credit form, providing us with all of your information accurately and completely. Once we have all of the necessary details, we'll be able to get you started on the path to your new Ford.

You'll receive your credit score shortly after applying for a car loan at Riverside Ford. This score will tell you about your overall financial health and the risk that comes along with buying a car from us. Your credit score has a direct impact on how much money you can afford to borrow on a monthly basis.

Online Application

To begin the online application for a car loan, visit us online. On the finance application page, enter your information and then send it to us. Our team of experts will look over your application and then be in touch with you shortly after. You can also apply for a car loan in person at Riverside Ford. When you come to our dealership, we'll have all of your information on hand and will be ready to help you get approved for credit. We'll take care of all the paperwork upfront, so when the time comes to decide on a car that you love, it'll be down to personal preference.

Manufacturer Offers

If you're in the market for a new Ford, you can take advantage of our manufacturer's offers. We've partnered with Ford to help you save even more money on the car of your dreams. When you use Riverside Ford's online vehicle builder, you'll be able to access these special offers. We have discounts for all makes and models, so we're sure that there's something for everyone.

Regional Incentives

If ever you wanted to get the most out of a deal, now is the time to do it. With regional incentives, you can get more savings on top of what we already offer shoppers at Riverside Ford For example, if you lease a car through us and add a service contract, there will be additional incentives that come along with it.

All of these tools will help you determine whether Riverside Ford is right for you. We're happy to work with our customers to make sure that they're able to obtain financing that works best for their individual needs. When it comes down to buying a car, we know how important it is that the car works perfectly for you and your family. Call or visit us today and ask to speak to our finance team.